Earn up to $200 when you establish total qualifying direct deposit (s) of $2,000 or more to the new Virtual Wallet Checking Pro. Login - PNC Online Banking. PNC CashBuilder® Visa® Credit Card Review. Virtual Wallet, PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. Virtual Wallet® dials down the pressure of staying on top of your money by giving you a simple way to help you keep all of your financial stuff in order. ago But what if you meet the minimum requirements?. The account offers tools that let. Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc. If you choose a PNC Bank Virtual Wallet account, youre opening a checking and a savings account together. Unlike any other personal finance service or bank product, it uniquely combines a Spend function for everyday banking and bill pay, a Reserve account for short-term savings and overdraft protection plus a high-yield Growth. PNC has an online checking account called PNC Bank Virtual Wallet®. PNC Bank’s Virtual Wallet® was named a GOBankingRates Best Savings Account for 2023. All flavors of the PNC Virtual Wallet® have no minimum deposit if you open your account online. PNC Virtual Wallet has five accounts that offer the combined features of checking and savings by organizing your assets into Spend, Reserve and Growth categories. Through a series of acquisitions in 2021, PNC has absorbed all former BBVA and Simple customers. 60,000 fee-free atms. Ironically the best PNC account is only offered if you’re not in their footprint. at PNCs secure site Earn $50 when you open & use a new Virtual Wallet by 03/31/2023: To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page from 01/03/2023 through 03/31/2023, and a qualifying Direct Deposit of $500 must be received within the first 60 days. Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it. For a Virtual Wallet account, select “Account Activity” and then “Go to the Account and Routing Number. If you have Virtual Wallet®, youll have access to more tools and insights to help you work toward your financial goals. Earn $50 when you open & use a new Virtual Wallet by 03/31/2023: To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page from 01/03/2023 through 03/31/2023, and a qualifying Direct Deposit of $500 must be received within the first 60 days. Virtual Wallet account holders can make free transactions at approximately 9,000 PNC-owned ATMs, and if you end up using a non-PNC ATM, some fees are reimbursed. Although PNC Virtual Wallet Student Checking comes with two interest-bearing savings accounts, youll only earn 0. 2 days ago · When considering online banks, PNC is one to know. Consumers can use a virtual wallet to make payments online through the app or to make payments in-store at the register with a few taps on your smartphone. However, as of 2021, PNC has now landed in the top three on MyBankTrackers list of the best traditional banks, trailing only Chase Bank. ” You will have to verify your identity by entering a passcode and following the instructions to view the PNC routing number for your account. If you use a non-PNC ATM, the bank will also reimburse some ATM usage. Lock your cards - Easily lock or unlock your PNC debit card or credit card if you misplace it. For a Virtual Wallet account, select “Account Activity” and then “Go to the Account and Routing Number. PNC Virtual Wallet Spend checking account at a glance. com%2fchecking%2freviews%2fpnc-virtual-wallet-review-290422/RK=2/RS=Eo8pVrE98kU1xo1xhQf_lXk61OY- referrerpolicy=origin target=_blank>See full list on mybanktracker. A popular choice is the PNC Virtual Wallet, which lets you manage your money online across accounts designed for checking, saving and investing. Wells Fargo didn’t make the top three. All flavors of the PNC Virtual Wallet® have no minimum deposit if you open your account online. However, as of 2021, PNC has now landed in the top three on MyBankTracker’s list of the best traditional banks, trailing only Chase Bank. PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet. But since their standard virtual wallet has minimum requirements and fees I think it’s a no brainer to go with Sofi if it’s just between those two jaggrey99 • 1 yr. Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it. As an account holder of the PNC Spend account, youll have access to the virtual wallet functionality. 01% Monthly Fee $25 Signup Bonus $400. at PNCs secure site Earn $50 when you open & use a new Virtual Wallet by 03/31/2023: To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page from 01/03/2023 through 03/31/2023, and a qualifying Direct Deposit of $500 must be received within the first 60 days. PNC Virtual Wallet Features and Fees. PNC Virtual Wallet Reviews: Is It Worth It? (2023)>PNC Virtual Wallet Reviews: Is It Worth It? (2023). PNC Virtual Wallet with Performance Spend 65 Reviews APY 0. If you’re a one-and-done kind of person, PNC’s full-service offerings allow you to keep it all under one roof. PNC CashBuilder Visa integrates directly with PNC Bank’s Virtual Wallet accounts, allowing you to manage your scheduled spending calendar, track purchases by spending category, and set customized spending alerts (for instance, when you spend more than a specified amount in a single transaction). PNC Bank offers a Virtual Wallet Spend account, which combines checking features with digital tools to help you manage your money. Virtual Wallet account holders can make free transactions at approximately 9,000 PNC-owned ATMs, and if you end up using a non-PNC ATM, some fees are reimbursed. 00 No ATM Fees + show details PNC Virtual Wallet Student 14 Reviews APY 0. Welcome to Virtual Wallet. Earn $400 when you open & use a new PNC Virtual Wallet with Performance Select by 03/31/2023, To qualify for the reward, the new PNC Virtual Wallet with Performance Select must be opened online via the application links from 01/03/2023 through 03/31/2023, and a qualifying Direct deposit of $5,000 must be received within the first 60 days. This card offers 4 points / $1 spent on qualifying purchases. Earn up to $400 when you open and use a select new PNC Virtual Wallet® Virtual Wallet®: Earn $50 when you establish total qualifying direct deposit(s) of $500 or more to the Spend account Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the. You may choose to have a Virtual Wallet with a Spend account only, or Spend, Reserve and Growth accounts. Basic PNC Virtual Wallet—Includes free access to over 9,000 PNC ATMs and checking and savings account for a $7 monthly fee Virtual Wallet with Performance Spend—$15. They actually advertise 3 options total: virtual wallet, virtual wallet with performance spend, and virtual wallet with performance select. $36 per overdraft, but overdrafts of. Besides checking (called “Spend”), the accounts can feature a. Locate PNC – Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address. Here’s a look at the rates they offer. Virtual Wallet® dials down the pressure of staying on top of your money by giving you a simple way to help you keep all of your financial stuff in order. PNC Mobile Banking lets you bank from your iPhone, iPod touch, or iPad, no matter where you are or what time it is. Move money between your PNC accounts right from your home computer or mobile device, including: Checking Savings Loans Credit card Select investment accounts Make a one-time transfer or set up a recurring transfer and have the money automatically transferred at a frequency you choose. Bank deposit products and services provided by PNC Bank, National Association. More than 2,600 bank locations. PNC Virtual Wallet Student Features and Fees. PNC Bank Virtual Wallet Reviews (2023). The website gave PNCs Virtual Wallet Accounts a high ranking because they offer a smarter way to manage money. PNC Bank Virtual Wallet Review. Virtual Wallet, PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. ©2023 The PNC Zelle and the Zelle related marks are wholly owned by. at PNCs secure site Earn $50 when you open & use a new Virtual Wallet by 03/31/2023: To qualify for the reward, the new Virtual Wallet product must be opened. All flavors of the PNC Virtual Wallet® have no minimum deposit if you open your account online. 5 things to know about a PNC Virtual Wallet checking account. Earn $200 when you open & use a New PNC Virtual Wallet with Performance Spend by 03/31/2023: To qualify for the reward, the New PNC Virtual Wallet with. PNC Bank offers a Virtual Wallet Spend account, which combines checking features with digital tools to help you manage your money. Wells Fargo didnt make the top three. 5 steps to help you get the most out of your digital banking experience Step 1: Online Banking Step 2: Fund Step 3: Calendar Step 4: Money Bar Step 5: Save Before You Get Started Understand Your New Accounts Watch this quick video and follow the steps on this page for an overview of your new Virtual Wallet tools. All five offer interest and ATM reimbursements, but most come with monthly fees. Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc. PNC Virtual Wallet Additional Info. PNC also offers Virtual Wallet Student, a non-interest bearing checking account with no balance requirement and no monthly service fee. PNC Virtual Wallet review: Up to a $400 bonus. The fee can be waived if one of the following conditions are met: $5,000 monthly direct deposit to the Spend account, or $5,000+ monthly balance in the Spend and Reserve accounts, or $25,000 in all PNC consumer and/or investment accounts. Open a Virtual Wallet at https://www. PNC offers a full range of regular banking products, including checking and savings accounts, credit cards, loans and more. All five offer interest and ATM. As far as I know you open 3 accounts: Spend, Reserve, and Growth ( https://www. Avoiding PNC Bank Monthly Maintenance Fees Is Achievable. Virtual Wallet Checking Pro. The PNC Virtual Wallet is a highly unique bank account that combines a checking account and savings account into one. Virtual Wallet with a Performance Select Checking Account: Earn $300 if you set up at least $5,000 in qualifying direct deposits per month. PNC’s Virtual Wallet is a personal checking account that comes in three levels: base, Performance Spend and Performance Select. com/ Follow us on Twitter @PNCBank for the latest Virtual Wallet updates. PNC has an online checking account called PNC Bank Virtual Wallet®. com/en/personal-banking/virtual-wallet-overview. PNC has numerous patents/pending patent applications directed at various features and. The monthly fee for PNC Virtual Wallet with Performance Select is $25. PNC Virtual Wallet: Overview RazorfishPhilly 101 subscribers Subscribe 215 Share 60K views 13 years ago An overview of the many features PNC Virtual Wallet has to offer. Virtual Wallets Explained. The monthly fee for PNC Virtual Wallet with Performance Select is $25. Open a PNC Checking Account Online / PNC Checking at PNC is Virtual Wallet. It’s most known for its Virtual Wallet and “S is for Savings” account for kids. Open a Virtual Wallet at https://www. PNC Virtual Wallet with Performance Select Reviews: Is It. A popular choice is the PNC Virtual. Virtual Wallet Student : Designed for active college students at approved institutions, this comes with the spend, reserve and growth accounts and waives the monthly fee for six years. PNC offers a full range of regular banking products, including checking and savings accounts, credit cards, loans and more. Virtual Wallet Student : Designed for active college students at approved institutions, this comes with the spend, reserve and growth accounts and waives the monthly fee for six years. You can check your balances, pay bills, transfer money* and find a nearby branch. Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it. Earn $400 when you open & use a new PNC Virtual Wallet with Performance Select by 03/31/2023, To qualify for the reward, the new PNC Virtual. For technical support and troubleshooting, please contact us on Twitter @PNCBank_Help or call us at 1-800-352-2255 (Mon - Fri: 7am to 10pm ET, Sat - Sun: 8am to 5pm ET). Some of the Best PNC Visa Rewards Credit Cards in 2023 Unlimited Points: PNC Points Visa® Credit Card The PNC Points Visa® Credit Card offers 4 points per $1 spent on all purchases. $500 combined average monthly balance in your Spend and/or Reserve accounts. Locate PNC – Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address. ©2023 The PNC Zelle and the Zelle related marks are wholly owned by. Virtual Wallet, PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. Virtual Wallet ®. Virtual Wallet Spend has a $7 monthly fee that can be avoided in a few ways, including monthly direct deposits of $500 and average combined balances of $500. Basic PNC Virtual Wallet—Includes free access to over 9,000 PNC ATMs and checking and savings account for a $7 monthly fee Virtual Wallet with Performance Spend—$15 per month to acquire, and you can earn interest on your two-in. com/_ylt=AwrFOrdHyFdkP4k3d7BXNyoA;_ylu=Y29sbwNiZjEEcG9zAzMEdnRpZAMEc2VjA3Ny/RV=2/RE=1683503304/RO=10/RU=https%3a%2f%2fwww. PNC Banks Virtual Wallet® was named a GOBankingRates Best Savings Account for 2023. PNC Bank Credit Card With No Credit?>Can You Get a PNC Bank Credit Card With No Credit?. ” To find the PNC routing number for other deposit accounts, choose “Show Account & Routing Number. PNC Routing Numbers: How To Find & How To Get. (NYSE: PNC), today announced enhancements to Virtual Wallet ®, the online and mobile money management tool, for budgeting and smart spending as many consumers struggle with their personal finances. PNC Bank Up to $400 Virtual Wallet ® Checking Bonus. It looks like they all include both a checking and a savings account, and the select one is what gets you the most benefits. Open a PNC Checking Account Online / PNC Checking at PNC is Virtual Wallet. html#) Spend is your daily checking account, Growth is your regular savings account, and Reserve (not sure if savings or checking) is an account that should be in between that earns more than Spend but less than Growth. PNC’s Virtual Wallet is a personal checking account that comes in three levels: base, Performance Spend and Performance Select. PNC Bank virtual wallet checking pro Pros & Cons. Heres a look at the rates they offer. Read: How to Guard Your Wealth From a Potential Banking Crisis With Gold PNC Savings Account Interest Rates PNC savings account interest rates will vary depending on. PNC Bank Virtual Wallet Account 2023 Review. $7 monthly service fee unless you meet certain requirements. With each option, customers get a primary checking account, an interest-bearing checking account and a long-term savings account. Virtual Wallet with Performance Select also earns interest on balances of $2,000 or more. A virtual wallet is an online program or app that allows users to pay for products virtually, common examples being Android Pay, Apple Pay, Google Wallet, and PNC Virtual Wallet. com>Compare PNC Bank: Savings & Checking accounts. PNC Bank Promotions Of May 2023: $50, $200, $400, $500 …. PNC Banks Virtual Wallet® was named a GOBankingRates Best Savings Account for 2023. PNC Points Visa® Credit Card cardholders can also get a 25%, 50% or 75% bonus on points earned in a billing cycle if they have a qualifying PNC virtual wallet/checking account. PNC Virtual Wallet Checking Account Top Rated Our Partner 60,000 fee-free atms Virtual Wallet ® $0 minimum deposit to open online $25 minimum deposit to open in branch Member FDIC LEARN MORE Related to Savings Accounts. PNC Bank forgives you for one overdraft or returned check and waives the fee for a wire transfer once each statement. $0 minimum deposit to open online. PNC Virtual Wallet Features and Fees Effective April 23, 2023 All Markets. PNC Virtual Wallet Student Features and Fees Effective April 23, 2023 All Markets. PNC Virtual Wallet Online Banking Review. With Virtual Wallet, thats how far your bank is. Virtual Wallet is a money management tool for tech-savvy consumers with no monthly service charge or minimum balance. There are four incarnations of the. PNC’s Virtual Wallet is a personal checking account that comes in three levels: base, Performance Spend and Performance Select. PNC Virtual Wallet Reviews: Savings Accounts>2023 PNC Virtual Wallet Reviews: Savings Accounts. PNC Points Visa® Credit Card cardholders can also get a 25%, 50% or 75% bonus on points earned in a billing cycle if they have a qualifying PNC virtual wallet/checking account. PNC Savings Account Interest Rates for May 2023>PNC Savings Account Interest Rates for May 2023. Virtual wallets can store all of your payment-related information including credit cards, debit cards, rewards cards, membership cards, and coupons, allowing you to pay for things electronically. To use the app, youll need a Virtual Wallet from PNC. Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use. Includes Low Cash Mode, an innovative, game-changing tool that helps you avoid overdraft fees. Virtual Wallet By PncPNC Virtual Wallet: Overview. Virtual Wallet ®. The savings portion is called the Growth account. $25 minimum deposit to open in branch. PNC offers three levels of Virtual Wallet accounts, but for this review, we’ll focus on the base level. Virtual Wallet starts with Spend, which is a checking account, and digital tools to help you manage your money and stay on track. PNC Bank Virtual Wallet is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Banks Virtual Wallet® was named a GOBankingRates Best Savings Account for 2023. Information is accurate as of. PNC Virtual Wallet with Performance Spend 65 Reviews APY 0. PNC Bank Review: Competitive APYs and Many Ways To Save. PITTSBURGH, Aug. For a Virtual Wallet account, select “Account Activity” and then “Go to the Account and Routing Number. 50 to replace your debit card if your kid loses it. PNC Virtual Wallet Student Checking account comes with a debit card you can use for free at any of the 3,600 ATMs in PNC’s network or any of the 55,000 ATMs in the nationwide Allpoint network. PNC offers several tiers of Virtual Wallet, including the basic and student versions, Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select. They actually advertise 3 options total: virtual wallet, virtual wallet with performance spend, and virtual wallet with performance select. PNC offers a full range of regular banking products, including checking and savings accounts,. 5 steps to help you get the most out of your digital banking experience Step 1: Online Banking Step 2: Fund Step 3: Calendar Step 4: Money Bar Step 5: Save Before You Get Started Understand Your New Accounts Watch. PNC Bank Virtual Wallet are available in 22 states (and Washington,. Virtual Wallet® dials down the pressure of staying on top of your money by giving you a simple way to help you keep all of your financial stuff in order. You can also earn a bonus of $50 to $400 depending on the state. Virtual Wallet Spend has a $7 monthly fee that can be avoided in a few ways, including monthly direct deposits of $500 and average combined balances of $500. Earn $400 when you open & use a new PNC Virtual Wallet with Performance Select by 03/31/2023, To qualify for the reward, the new PNC Virtual Wallet with Performance Select must be opened online via the application links from 01/03/2023 through 03/31/2023, and a qualifying Direct deposit of $5,000 must be received within the first 60 days. Now Including Low Cash Mode ® [1] In todays world, you need more than just a checking account. PNC Virtual Wallet: Overview RazorfishPhilly 101 subscribers Subscribe 215 Share 60K views 13 years ago An overview of the many features PNC Virtual Wallet has to offer. 2 days ago · PNC Bank’s Virtual Wallet® was named a GOBankingRates Best Savings Account for 2023. Update or modify your scheduled transfers when you need. 5 steps to help you get the most out of your digital banking experience Step 1: Online Banking Step 2: Fund Step 3: Calendar Step 4: Money Bar Step 5: Save Before You Get Started Understand Your New Accounts Watch this quick video and follow the steps on this page for an overview of your new Virtual Wallet tools. If you have Virtual Wallet®, you’ll have access to more tools and insights to help you work toward your financial goals. Even though its a digital product, you can open a PNC Bank Virtual Wallet® if you live in a market with branches. ET and Saturday through Sunday from 8:00 a. PNC Virtual Wallet has five accounts that offer the combined features of checking and savings by organizing your assets into Spend, Reserve and Growth categories. PNC Virtual Wallet Checking Account Top Rated Our Partner 60,000 fee-free atms Virtual Wallet ® $0 minimum deposit to open online $25 minimum deposit to open in branch Member FDIC LEARN MORE Related to Savings Accounts. PNC Virtual Wallet Checking Account Top Rated Our Partner 60,000 fee-free atms Virtual Wallet ® $0 minimum deposit to open online $25 minimum deposit to open in branch Member FDIC LEARN MORE Related to Savings Accounts. Get Virtual Wallet by PNC Bank from the Microsoft Store. 00% Monthly Fee None Signup Bonus None + show details. It has a $25/month fee that is waived by $5,000 in qualifying deposits; a $5,000 balance (including linked checking accounts); or $25,000 in combined balances or PNC consumer deposits, and/or investments. That means the account is a one-stop shop for your daily financial needs. PNC Virtual Wallet Student Checking review. You can also complete ATM transactions at most PNC ATMs by using the PNC smartphone app instead of your debit card. To use the app, you’ll need a Virtual Wallet from PNC. This card offers 4 points / $1 spent on qualifying purchases. Plus, its different account tiers let you grow with your bank account as your income or financial goals change. All prices are subject to change. A virtual wallet, sometimes referred to as an e-wallet, is an electronic wallet that lives on your mobile device. PNC also offers Virtual Wallet Student, a non-interest bearing checking account with no balance requirement and no monthly service fee. Read: How to Guard Your Wealth From a Potential Banking Crisis With Gold More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. PNC Bank virtual wallet checking pro Pros & Cons. Virtual Wallet and personal banking assistance are available Monday through Friday from 7:00 a. PNC Virtual Wallet has five accounts that offer the combined features of checking and savings by organizing your assets into Spend, Reserve and Growth categories. Virtual Wallet is Checking & Savings. 00% Monthly Fee $15 Signup Bonus $200. Locate PNC - Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address. PNC charges a $25 fee if you close the account within 180 days of opening it and it charges $7. 26 / PRNewswire-FirstCall / -- PNC Bank, a member of The PNC Financial Services Group, Inc. Read: How to Guard Your Wealth From a Potential Banking Crisis With Gold PNC Savings Account Interest Rates PNC savings account interest rates will vary. com>PNC Virtual Wallet 2023 review + $50. PNC Virtual Wallet Spend. PNC Bank is a full-service institution with a good mix of online banking and in-person branch support. Virtual Wallet Student : Designed for active college students at approved institutions, this comes with the spend, reserve and growth accounts and waives the. ” You will have to verify your identity by entering a passcode and following the instructions to view the PNC routing number for your account. The PNC Virtual Wallet is tied to a PNC Spend account, which is a checking account. ” To find the PNC routing number for other deposit accounts, choose “Show Account & Routing Number. Virtual Wallet with a Performance Spend Checking Account: Earn $200 if you set up at least $2,000 in qualifying direct deposits per month. Earn up to $200 when you establish total qualifying direct deposit (s) of $2,000 or more to the new Virtual Wallet Checking Pro. PNC Virtual Wallet Spend checking account at a glance. Plus, you can earn a bonus of 50,000 points after spending $750 in the first 3 months. PNC Bank’s Virtual Wallet offers a unique product that lets you see and manage your checking and savings accounts in one place. Simple — no initial deposit requirement if account is opened online ($25 otherwise) Monthly service fee. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. A virtual wallet, sometimes referred to as an e-wallet, is an electronic wallet that lives on your mobile device. PNC Virtual Wallet Features and Fees Effective April 23, 2023 All Markets. PNC Bank: 2023 Banking Review. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer. PNC Virtual Wallet is an online tool for managing the money you hold in savings, checking, and some other types of accounts at PNC Bank. 2023 PNC Virtual Wallet Reviews: Savings Accounts. ‎PNC Mobile Banking on the App Store. The website gave PNC’s Virtual Wallet Accounts a high ranking because they offer a smarter way to manage money. Virtual Wallet Spend, one of PNCs basic checking accounts, has free mobile banking and online bill pay. Compare PNC Bank: Savings & Checking accounts. The fee can be waived if one of the following conditions are met: $5,000 monthly direct deposit to the Spend account, or $5,000+ monthly balance in the Spend and Reserve accounts, or $25,000 in all PNC consumer and/or investment accounts. PNC Bank’s Virtual Wallet offers a unique product that lets you see and manage your checking and savings accounts in one place. When considering online banks, PNC is one to know. The monthly fee for PNC Virtual Wallet with Performance Select is $25. The perks of this account are good for up to six years. If you choose a PNC Bank Virtual Wallet account, youre opening a checking and a savings account together. PNC Virtual Wallet with Performance Spend. There are also apps for iPhone and Android that sync with the online tools. PNC Bank Promotions Of May 2023: $50, $200, $400. Virtual Wallet Spend has a $7 monthly fee that can be avoided in a few ways, including monthly direct deposits of $500 and average combined balances of $500. As far as I know you open 3 accounts: Spend, Reserve, and Growth ( https://www. $500 in qualifying monthly direct deposits to your. Virtual Wallet account holders can make free transactions at approximately 9,000 PNC-owned ATMs, and if you end up using a non-PNC ATM, some fees are reimbursed. PNC Virtual Wallet Features and Fees Effective April 23, 2023 All Markets. Read: How to Guard Your Wealth From a Potential Banking Crisis With Gold PNC Savings Account Interest Rates PNC savings account interest rates will vary depending on which savings account you have. PNC offers a full range of regular banking products, including checking and savings accounts,. PNC Virtual Wallet has five accounts that offer the combined features of checking and savings by organizing your assets into Spend, Reserve and Growth categories. Just keep in mind that you’ll have to meet specific minimum balance and direct deposit requirements to be eligible. Products, services and prices may vary by market. You can also earn a bonus of $50 to $400 depending on the state you live in, although your. The PNC Virtual Wallet is a highly unique bank account that combines a checking account and savings account into one. Earn up to $400 when you open and use a select new PNC Virtual Wallet® Virtual Wallet®: Earn $50 when you establish total qualifying direct deposit(s) of $500 or more to the Spend account; Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account. Some of the Best PNC Visa Rewards Credit Cards in 2023 Unlimited Points: PNC Points Visa® Credit Card The PNC Points Visa® Credit Card offers 4 points per $1 spent on all purchases. Virtual Wallet and personal banking assistance are available Monday through Friday from 7:00 a. PNC Bank’s Virtual Wallet® was named a GOBankingRates Best Savings Account for 2023. PNC Checking Account Online>Open a PNC Checking Account Online.